View Interest Rates

The interest rates listed in the tables below are effective July 1, 2009 for new Federal Stafford and Federal PLUS Loans.

FFEL Program Loans

Stafford Loans (Subsidized and Unsubsidized)

During	Maximum Rate	Current Rate
Fixed Interest Rate (loans disbursed after 7/1/2009)
Subsidized
Undergraduate		5.60 %
Graduate		6.80 %
Unsubsidized
Undergraduate		6.80 %
Graduate		6.80 %
Variable Interest Rate* (Subsidized and Unsubsidized loans disbursed before 6/30/2006)
In-school, grace, and deferment periods	8.25 %	1.88 %
All other periods	8.25 %	2.48 %

PLUS Loans

* These loans, first disbursed between 7/1/98 – 6/30/2006 have an annual variable interest rate based on the 91-day T-Bill plus a factor (between 1.7% - 3.1%, depending on loan type).