Am I eligible for a unILoan?
The eligibility requirements are simple. You can only consolidate federal student loans. These loans all need to be in grace, deferment, or repayment status.

If you meet these requirements and don't have any other pending consolidation applications, then you can combine any of the following loans:

• Federal Family Education Loan Program (FFELP) Stafford Loans (subsidized and unsubsidized)
• William D. Ford Federal Direct Loan Program (FDLP) Stafford Loans (subsidized and unsubsidized)
• Guaranteed Student Loans (GSL)
• Federal Supplemental Loans for Students (SLS)
• Auxiliary Loans to Assist Students (ALAS)
• Federal Perkins Loans
• National Direct Student Loans (NDSL)
• FFELP and FDLP PLUS Loans (Parent)
• FFELP and FDLP Consolidation Loans
• Health Professions Student Loans (HPSL)
• Federally Insured Student Loans (FISL)
• Federal Nursing Loans (NSL)